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1. Kumbh Mela: Katrina Kaif secretly filmed; Raveena Tandon condemns invasion of privacy  Gulf News
2. Raveena Tandon slams men for recording Katrina Kaif during her holy dip at Maha Kumbh: ‘Disgusting’  The Indian Express
3. Bollywood at Maha Kumbh 2025: From Akshay Kumar to Katrina Kaif, celebrities who attended Sangam  The Hindu
4. Raveena Tandon and Rasha Thadani embrace simplicity in printed kurtas at Mahakumbh 2025  Moneycontrol
5. Rasha Thadani talks about embracing energy, devotion and unity as she drops glimpses of her visit to Maha  TOI Etimes

A Reddit user’s question about holding Rs 2 crore in fixed deposits (FDs) for four years ignited a heated debate on the social media platform, with users weighing in on inflation, opportunity costs, and tax inefficiencies compared to equity investments.The discussion comes at a time when India’s benchmark equity index, the Nifty 50, has extended its losing streak to eight consecutive sessions, tumbling nearly 16% from it's all-time high of 26,277. With the index just 1,103 points away from officially entering bear market territory—a 20% drop from peak levels—investors are reevaluating their strategies, torn between stability and potential long-term gains in equities.Inflation and erosion of wealthThe Reddit user, who claimed to have earned Rs 60 lakh in interest while paying Rs 6 lakh in tax deducted at source (TDS), sought expert opinions on why stock market investments might be better. Responses overwhelmingly pointed to inflation eroding purchasing power, taxation reducing effective returns, and fixed deposits failing to optimize wealth growth.“Two years ago, you could have bought 4 kg of gold with Rs 2 crore. Now, even with FD interest, you can buy only about 2.5 kg,” one user noted, illustrating how inflation diminishes real returns.The opportunity cost of fixed depositsOthers emphasized the opportunity cost of sticking to FDs, which offer 6-8% interest compared to potential double-digit equity returns. “If inflation is 10% and you earn 5% post-tax, you’re actually losing money,” another Redditor explained, citing how the stock market delivered double-digit returns between 2020 and 2023.Tax inefficiencies and liquidity risksTax efficiency was another major concern. “FD interest is taxed at 30% annually, whereas equities attract only 10% long-term capital gains tax upon withdrawal,” a user pointed out, adding that this deferral allows stock investors to compound wealth more effectively.Liquidity risks and deposit insurance also came into focus. While FDs lock in funds for set periods, mutual funds and stocks allow investors to withdraw as needed. Additionally, India’s deposit insurance covers only Rs 5 lakh per bank, raising risks for those concentrating large sums in FDs.FDs vs EquitiesHowever, not all users dismissed FDs entirely. Some defended them as a stable, low-risk option, particularly for those with high capital and low risk appetite. “You won’t have to take the pressure of markets hitting lows,” one user reasoned, while another called FDs a suitable choice for preserving—not growing—money.A top commenter summed up the dilemma: “Holding such a huge amount in FDs only benefits banks and the government, but erodes personal wealth over time. The only person who loses heavily is you.”The user elaborated: “It gives banks power to issue about Rs 50 crore in loans to other people as avg CRR is 4%. They will guarantee only Rs 5 lakh of your FD in case the bank collapses someday. The government is happy because all the interest of FD is fully taxable and it gets a huge cut of your FD every time interest is credited. The only person who loses heavily is you—you lose to inflation. Two years back, Rs 2 crore could buy 4 kg of gold, but today it barely buys 2 kg. Imagine what will happen in 20 years.”While FDs remain a staple for conservative investors, the discussion highlights a fundamental trade-off: security versus growth. With the Nifty 50 on the verge of a bear market, risk-averse investors may take comfort in FDs, but Reddit’s finance-savvy users appear to favour equities for long-term wealth creation.Also read | Nifty 1,100 points away from official bear market zone: Time for greed or fear?(Disclaimer: Recommendations, suggestions, views and opinions given by the experts are their own. These do not represent the views of Economic Times)

1. Xiaomi 15 Ultra and Xiaomi 15 unveiled at MWC 2025 with Leica camera: All details  The Hindu
2. Xiaomi 15 Ultra, Xiaomi 15 India launch date revealed: Check all details  Hindustan Times
3. Xiaomi 15 Series to challenge OnePlus 13 Series, will debut next week in India  India TV News
4. Xiaomi 15 series unveiled with Leica design, AI features; check India launch details  Business Today
5. Xiaomi 15 Series Gets Google Gemini Integration; HyperOS 2.0 Global Rollout Timeline Revealed  Gadgets 360

Indian payments firm AGS Transact Technologies faces insolvency over alleged unpaid dues  Mint

1. Nothing Phone 3a Series to launch in India on March 4: 5 reasons to look forward to it  Moneycontrol
2. Nothing Phone 3a, 3a Pro India launch this week: Price, specs and other details we know so far  Digit
3. 7 Upcoming Smartphones in March 2025: Prices, Specifications, Launch Date, and More  HerZindagi English
4. Nothing Phone (3a) series, iQOO Neo 10R, and other smartphones launch in March 2025  India TV News
5. Nothing Phone 3a, 3a Pro to launch tomorrow: Here is everything you must know about the upcoming phones  India Today

9 signs your body needs one lemon a day  The Times of India

1. Bird Flu Outbreak In Madhya Pradesh: Avian Influenza Virus Found in Cats 622 Deaths Is Chicken the Source of Spread?  TheHealthSite
2. Avian flu found in three pet cats and live bird market  The Hindu
3. 4 bird-flu cases detected in MP: Union health ministry  ETHealthWorld
4. India ramps up H5N1 containment after outbreak in Madhya Pradesh  Mint
5. 'We do not have immunity against it,' warn scientists as India’s first bird flu case in cats raises human  The Economic Times

1. Swine Flu Virus Sweeps Through India: Country Sees Sharp Spike In Cases Over 20000 Infected 347 Deaths Reported  TheHealthSite
2. India reports spike in seasonal flu, Delhi leads the list with 3,141 cases  Mint
3. Swine Flu Cases Surge In India: Over 20,000 Infected, 347 Deaths Reported  NewsX
4. Health News Live Updates: India Reports Sudden Spike In Seasonal Flu Delhi Leads The List With 3141 Cases  TheHealthSite
5. UAE: Flu cases rise among children due to weather changes, low immunity, doctors warn  Khaleej Times

1. What latest estimates of India’s GDP say about the economy  The Indian Express
2. Battle for growth: On India’s economic trajectory  The Hindu
3. India Likely To Clock Steady GDP Growth Of 6.5 Per Cent In 2025-26: Crisil  Zee News
4. Exports help rebound in Q3 GDP growth, says CEA Anantha Nageswaran  The Financial Express
5. Growing up, with uncertainties  The Economic Times

1. Oscars 2025 highlights: Adrien Brody-Halle Berry’s iconic kiss, Timothée Chalamet-Kylie Jenner’s PDA, and a shocking Michelle Trachtenberg miss  The Indian Express
2. Oscars 2025: How Many Oscars Did ‘Wicked’ Win?  Forbes
3. Politics-Free Or Not? How Hollywood Addressed Ukraine, Gaza Crises On Oscars 2025 Red Carpet  News18
4. Oscars 2025 Winners: ‘Anora’ Leads With 5 Wins Followed by ‘The Brutalist’ With 3  Variety
5. Oscar statuette is only worth $1 but here’s why winners can NEVER sell their trophy!  The Economic Times

1. Samsung launches new Galaxy A-series smartphones with OneUI 7, AI-features  Business Standard
2. Samsung launches Galaxy A56, Galaxy A36 and Galaxy A26 with 6 years of OS updates and AI features. All you need to know  Mint
3. Samsung broadens AI phone lineup with $300 5G galaxy models  Hindustan Times
4. Samsung brings AI-powered features to budget-friendly Galaxy A-series devices  ETRetail
5. Samsung Galaxy A56 and Galaxy A36 launched in India: Price, features, and more  Digit

1. Rohit reveals India's selection dilemma ahead of Champions Trophy semi-final  ICC Cricket
2. Varun keen to maintain the mystery as he makes compelling semi-final case  ESPNcricinfo
3. Familiarity with conditions helped India: Matt Henry  The Times of India
4. Rohit Sharma admits 'headache' over XI selection vs Australia after Varun Chakaravarthy's fifer: 'It's difficult to...'  Hindustan Times
5. हिन्दी Highlights | India spin to win against New Zealand | Champions Trophy 2025  ICC Cricket

1. Manufacturing activity falls to 14-month low of 56.3 in February  Moneycontrol
2. Indian manufacturing remain strong with 56.3 PMI in February  Business Standard
3. India's Manufacturing Sector Growth Slips To 14-Month Low In February  NDTV
4. India's factory activity growth dips to 14-month low in Feb due to cooling demand  The Economic Times
5. India's manufacturing PMI at 56.3 in Feb, declined from January but above 50-mark  The Tribune India

1. No safe limit: Alcohol’s hidden cancer risks, warn experts  Daijiworld.com
2. Drinking and Cancer: The risks beyond the liver  The Times of India
3. Dangerous ‘gateway drug’ can lead to other substance use, addiction experts warn  Fox News
4. “Wine kills”: will bottles have the same health warnings as cigarettes? Decanter expert: “Absurd, it's pointless terrorism”  Reporter Gourmet
5. Biden Administration Closes With a Call for New Warning About Alcohol  The Regulatory Review